Celestial Managed Services -
Loan Origination
AI that augments your lending process to cut costs, reduce fraud,
and
speed decisions — without replacing your existing systems.
See how Celestial brings the power of AI into your current loan origination workflows.
Why credit unions and regional banks choose Celestial
Lower operating costs
Eliminate expensive manual work with automation.
Efficiency gains
50 – 70% increase in efficiency for each process we augment.
50 – 70% increase in efficiency for each process we augment.
Stronger compliance & risk management –
Built‑in audit trails, bias checks, and fraud detection.
Built‑in audit trails, bias checks, and fraud detection.
Better customer experience –
Faster, fairer, and more transparent lending.
Faster, fairer, and more transparent lending.
How Celestial enhances your lending workflow
We work alongside your team to modernize lending step by step. Our modular services let you choose where to
apply AI — from intake to reporting — so you can focus investment where it delivers the most impact.
1
Intake & Application
Guided digital application experiences, workflow configuration, and exception handling.
2
Document Processing
Intelligent document capture and validation using AI-powered classification and OCR.
3
Data Enrichment
Integration with external sources like credit bureaus, ID verification services, and open banking data for richer profiles.
4
Risk & Scoring
Explainable ML-driven scoring with bias checks and transparent decisioning, supported by audit-ready outputs.
5
Decisioning & Reporting
Automated approvals and pricing, with dashboards and audit trails for compliance and portfolio oversight.
What you can expect
Institutions using Celestial typically see a 50–70% efficiency increase in each process we augment, resulting in
faster loan decisioning overall and improved customer experience.
Why partner with Celestial
20+ years of engineering excellence
Deep financial services expertise in regulated industries
Partners with technology leaders like Microsoft and Dataiku
Proven track record with leading institutions
Ready to accelerate your lending?
